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Bad Credit Auto Loans.

Do you have bad credit? Have you been turned down at other car dealerships? If so, you are at the right place. We are an independent used car dealer that sells and finances cars, trucks and SUVs priced from three thousand to ten thousand. We work with good people that have bad credit. Even if you have a bankruptcy, foreclosure, charge offs, collections, past due accounts, past due child support, multiple repos, hard to prove income, low credit score, tax liens or other credit problems, we can help you! We understand that situations in life can lead to bad credit, such as divorce, loss of employment or illness. We have 15 years experience helping people re-establish their credit. Call us now at (619) 590-2277 or apply online now.

We work with people that have:

  • Bankruptcy
  • Collections
  • Charge offs
  • Late payments
  • Low credit score
  • Tax liens
  • Past due child support
  • Out of state driver's license
  • Mexican driver's license
  • Matricula Consular
  • Hard to prove income
  • Repossession
  • Multiple Repossession
  • Recent repo (Yesterday!)
  • Foreclosure
  • Short Sale

Credit Unions and Banks.

This source of financing offers the best terms and rates.

Automotive Finance Companies.

These lenders are easier to qualify for than credit unions and banks.

Direct Financing.

This type of financing is provided directly by our dealership. It is sometimes referred to as In-House Financing or Buy-Here-Pay-Here. This is a great way to finance a vehicle if other sources are not available.